Group Medical Insurance in the UAE
Life is uncertain. Employees are the most valuable resource of their companies. Your employees
and
their dependents are bound to face health issues at some time or the other. Our role is to
assist
them to overcome these health challenges. We take up all the difficulties related to their
treatment
so they can be totally worry-free. We will provide them access to the best medical facilities to
put
them back on the road to recovery.
ABNIC offers specially structured Group Medical Insurance plans, complying with specific needs
of
the leading corporate organizations in the UAE. Our schemes are designed to safeguard employees
and
their families against escalating medical treatment costs and meeting with Health Authority of
Abu
Dhabi (HAAD) and Dubai Health Authority (DHA).
Our full-fledged Medical Department consists of qualified Underwriters, Medical Doctors,
Nurses/Pharmacist and Assistance staffs. We are catering our clients with our own Medical
service
provider Networks and as well as with different TPA Services.
ABNIC has a network of over 1500 medical providers managed by a professional team of around 20
doctors, 5 pharmacists working 24 hours to provide the best services to our customers
Whichever plan you choose, the added value benefits you will enjoy:
Access to over 63 highest quality hospitals in UAE
Dedicated 24 x 7 help line
Our plans are designed specifically for Corporate Business and Groups to give them choice and
flexibility to help meet their medical insurance needs.
Inpatient and outpatient treatments including laboratory, radiology, drugs & medicine and surgical dressing services.
Extended benefits in the UAE.
Optional world-wide cover
Emergency treatment while travelling for business and pleasure
Wide spectrum of plans to suit your group budget
Efficiency in handling claims
Long list of accredited doctors, clinics, hospitals and pharmacies in the UAE
Personalized membership cards
The plans provide:
Quality, affordable and flexible group medical insurance
Staff and dependents can be easily added and removed from a group on a monthly basis as staff leave or join the organization.
Group coverage helps in significant cost savings compared to buying of Individual medical plans.
Groups of 50 or more employees can “mix and match” cover and have different levels of coverage within a group based upon the employee rank or business role
Quality Service
ABNIC has an expert team of doctors, medical support staff and a dedicated pool of underwriters
to
provide quality medical insurance solutions and to assist in identifying quality treatment
centers
around the world
If you are Dubai Visa Holder and have a complaint, you can contact our customer service at:
Furthermore, you can raise your complaint through Dubai Health Authority by visiting the below page:
DHA Link for Complaint
Direct payment of claims
A Simple solution to expedite treatment and settlement of claims. Each member is issued a
personalized membership card enabling him/her to secure the best medical care and the payment
will
be made by us directly to the medical provider.
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Group medical insurance is a type of insurance policy that covers a group of individuals, usually
employees of a company, under a single policy. In the UAE, group medical insurance is an
essential benefit offered by many employers to attract and retain talent.
There are several benefits of group medical insurance for both employers and employees. Here are
some of the benefits:
- Comprehensive coverage: Group medical insurance provides comprehensive
coverage for employees and their families, including hospitalization, surgery, and other
medical expenses.
- Cost-effective: Group medical insurance is usually less expensive than
individual insurance policies, as the risk is spread across a larger group.
- Enhanced employee retention: Offering group medical insurance can help
attract and retain top talent, as employees see it as a valuable benefit.
- Improved employee satisfaction and productivity: Providing group medical
insurance can improve employee satisfaction and productivity, as employees are less worried
about their healthcare expenses and can focus more on their work.
- Tax benefits: In the UAE, employers can receive tax benefits for offering
group medical insurance to their employees.
- Customizable plans: Group medical insurance policies can be customized to
meet the specific needs of a company and its employees.
Overall, offering the best group medical insurance to employees in the UAE can be a valuable
investment for employers. It not only helps attract and retain talent but also improves employee
satisfaction, productivity, and overall well-being. Employees, in turn, benefit from
comprehensive coverage, cost savings, and peace of mind.
Frequently Asked Questions:
Ans: Group medical insurance is a health insurance policy that covers a group of individuals, usually employees and their eligible dependents, under one corporate policy, subject to the selected plan and policy terms.
Ans: Group medical insurance helps companies protect employees, support compliance with health insurance requirements, improve employee satisfaction and offer a valuable benefit that can help attract and retain talent.
Ans: Group medical insurance may cover inpatient and outpatient treatment, laboratory tests, radiology, medicines, surgical dressing services, emergency treatment, direct billing and access to approved hospitals, clinics and pharmacies, depending on the plan.
Ans: Yes, group medical insurance plans can be structured according to the company’s budget, employee categories, coverage requirements, network preferences and optional benefits, subject to underwriting and policy terms.
Ans: Yes, staff and eligible dependents can usually be added or removed from a group medical policy as employees join or leave the organization, subject to the insurer’s procedures and policy conditions.
Ans: Al Buhaira Insurance offers flexible group medical insurance solutions in the UAE with access to a wide medical provider network, dedicated support, direct claims settlement options and experienced medical insurance teams.
